in an apartment
If you live in an apartment, then the building itself is covered by the landlord's insurance, although your property and liability are unlikely to be covered. You should have insurance on the items that you own in the rental property.
Keep
an inventory
Whatever level of insurance you have, make sure that you keep an inventory of everything that you own and its value. If there are any problems then you can use this list to show exactly how much you are covered for. Although the amount of cover you get depends on your circumstances, you should always try and get as close to 100% cover as you can. Peter Kenny is a writer for creditcards-gb.co.uk. For additional articles and an extensive resource for everything about credit cards, please visit us at
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